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Independent Brokerage Service

Independent Brokerage Service 73 Roosevelt Avenue
Hasbrouck Heights, NJ 07604

Phone:

(908) 272-7250

E-mail:

Calculators

You can review interesting calculators on my site.

Contact Us

Please feel free to contact us with any questions.

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Insurance - Retirement - Income - Final Expense Planning

Smiling man in a suit and glasses

 

Ralph J. Lagriola, RFC, CSA, LUTCF, FEPS®

          908-272-7250

  Ralph.IBS@gmail.com

Hybrid long-term care insurance policies, also known as asset-based plans, combine the benefit of a life insurance policy or an annuity with the availability of long-term care benefits.

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Describes financial burdens associated with end-of-life care and funerals.

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The One Big Beautiful Bill Act (OBBBA) provides an annual deduction of up to $10,000 for interest paid on qualifying new auto loans, effective for tax years 2025 through 2028.

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A new tax-advantaged investment account officially launched on July 4th: the 530A account, also known as a Trump Account, which is designed to help children get a head start on their financial future.

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Determine whether you should consider refinancing your mortgage.

Estimate the annual required distribution from your traditional IRA or former employers retirement plan after you turn age 73.

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Estimate the future value of your current savings.

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck