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These plans have generous contribution limits that increase with age, which may allow high-income business owners to catch up on retirement savings and significantly reduce their taxable incomes.

With traditional pensions in decline, its up to the individual employee to build retirement savings in a work-based account.

It’s a good idea to regularly review beneficiary designations to be sure they are complete and reflect current wishes.

Describes how Roth accounts can generate tax-free retirement income.